As of March 2011, I’m up to 36 loans on Kiva. All loans have been to entrepreneurs in Peru, for a variety of retail and agriculture services.
It’s been massively rewarding to be able to help with a simple loan. Repayments have always arrived on time with no missed payments at all. Loan repayments are now at a level where every month they provide enough credit to be reloaned to another borrower.
If you’ve not used Kiva yet, please consider it as a great way to help those looking to help themselves, at no cost. Follow the progress of my loans and consider lending yourself. Maybe put some of your 0% credit to the advantage of those who need it.